Terms and conditions

1. Introduction
Welcome to the website of Cáceres & Asociados (hereinafter, “Cáceres”). These Terms and Conditions (hereinafter, the “Terms”) govern access to and use of the portal available at the domain www.caceres.com.do
(hereinafter, the “Website”), owned by Cáceres, an entity duly registered and authorized under the laws of the Dominican Republic to provide insurance brokerage services.

By accessing, browsing, or using this Website, you (hereinafter, the “User” or “Visitor”) declare that you have read, understood, and accepted these Terms without reservation, as well as the corresponding Privacy Policy. If you do not agree with the Terms, please refrain from using the Website.

2. Purpose of the Website
The purpose of the Website is to provide institutional, commercial, and educational information related to the insurance products and services offered by Cáceres, as well as to enable information and digital processes related to quotations, inquiries, policy management, claims, and other services associated with its role as an insurance broker authorized by the Superintendence of Insurance of the Dominican Republic.

3. Conditions of Access and Use
General access to the Website is free of charge. However, the use of certain services may require prior User registration through the creation of a personal account, in which the User must provide truthful, accurate, and up-to-date information.

Cáceres reserves the right to modify the content, design, presentation, and functionalities of the Website at any time without prior notice.

4. User Obligations
The User undertakes to use the Website and the services offered in accordance with applicable law, good customs, public order, and these Terms. It is expressly prohibited to:

• Use the Website for unlawful, fraudulent, or immoral purposes.
• Damage, disable, or overload the Website, or prevent its use by other users.
• Access or attempt to access restricted areas without authorization.
• Distribute malware, viruses, trojans, or any other element that may affect the operation of the site or compromise the security of data.

Any violation will be reported to the competent authorities in accordance with Law No. 53-07 on High Technology Crimes and Offenses.

5. Personal Data Protection
The processing of personal data is governed by our Privacy Policy, in accordance with the provisions of Law No. 172-13 on the Protection of Personal Data. Cáceres undertakes to protect the confidentiality and integrity of the information provided by Users.

6. Intellectual Property
All content on the Website, including texts, images, logos, trademarks, databases, source code, structure, and design, is the property of Cáceres or its licensors and is protected by Intellectual Property Law and applicable international treaties.

Any total or partial reproduction, distribution, public communication, transformation, or any other form of exploitation without prior express written authorization is strictly prohibited.

7. Liability
Cáceres does not guarantee the continuous availability of the Website or the absence of technical errors. Nor shall it be liable for direct or indirect damages arising from the use or inability to use the site, including data loss, interruptions, viruses, or other malicious elements.

The information published is for guidance purposes only and does not replace direct professional advice. Cáceres does not guarantee that such information is free from errors, omissions, or outdated content.

8. Third-Party Links
The Website may contain links to third-party sites. Cáceres is not responsible for the content, accuracy, or availability of such external sites, nor does it imply any endorsement of the products or services offered therein.

9. Amendments
Cáceres may modify these Terms at any time. Any modifications will be published on the Website and will take effect immediately upon publication. Continued use of the Website implies acceptance of such modifications.

10. Jurisdiction and Governing Law
These Terms are governed by the laws of the Dominican Republic. Any dispute arising from the use of the Website shall be submitted to the exclusive jurisdiction of the competent courts of the city of Santo Domingo.